Commercial
Real Estate Loans
Commercial Real Estate is a great way to invest your small business capital. However, without the right financing, it can be hard to cover the upfront costs of CRE. That’s why our brokers specialize in connecting small businesses with the loans they need to buy and hold or fix and flip. From investment properties to owner-occupied real estate, we can help you find the loan that fits.
• Understanding
CRE Loans
CRE loans are typically long-term commercial mortgages designed to cover the cost of new real estate acquisitions. They cover a wide range of properties from offices and warehouses to apartments and mixed-use buildings. You can also access short-term CRE loans that help fund investment properties like hotels and fix & flips. These enable you to make a cash offer and pay off the loan when your investment brings in profits.
To find the loan that’s right for your small business, speak with our brokers. We’ll help you compare loans across lenders for the best deals. You can also learn how to tackle credit issues that prevent you from qualifying for low-cost financing. Position your small business for success by contacting us today.
• How to effectivly use
CRE Loans
When you want to purchase real estate for your business, you’ll need the right financing. CRE loans offer tax advantages and investment opportunities you’ll miss out on without them. Take out a CRE loan to cover the upfront costs of buying real estate. Then, pay down the loan over time with low interest rates and competitive terms.
The longer the term of your CRE loan, the lower your interest rate is likely to be. But long-term financing can take time to be approved. To cover the gap in the short term, consider a bridge loan or term-to-perm that gives you cash right away. At the end of the term, the loan can convert to a low-interest, long-term loan.
If you don’t qualify for a commercial real estate loan through your bank, there are still funding opportunities available. You can secure a hard money loan with your company’s assets, apply for small business financing through the SBA, or get construction financing to build new property. Talk with a broker to explore your options.
Fix & Flip
Short-term CRE loans can help you buy property to renovate for resale. You can get the financing you need for the purchase and renovations right away. Then, use the profits to pay off the loan and avoid long-term interest and prepayment penalties. Find out how to get a fix and flip loan by contacting our brokers today
Income-Generating
Income-generating properties refer to real estate that brings in daily or monthly profits from customers and tenants. They can be hotels, apartments, offices, and parking structures. But before you can start earning, you need to cover the initial purchase. That’s where CRE loans come in. Contact us now to find the best CRE loan deals.
Buy & Hold
When you invest in property you intend to hold long-term, use a long-term CRE loan to fund it. Long-term commercial loans have lower interest rates than their short-term counterparts. Choose an extended amortization period to lower your monthly payments. Ask us how.
Advantages
Covers upfront CRE costs
Many options are available
Choose short-term, permanent, or term-to-perm loans
Get help submitting your application
F.A.Q’s
Q. Where can I find the best CRE loans?
CRE loans aren’t one-size-fits-all. What’s right for one business may not be the best for another. To get the best deals on CRE financing, speak with a professional broker. Brokers have access to lender deals that aren’t offered anywhere else. Talk to our brokers today to find the best CRE loan for your small business.
Q. How to qualify for a CRE loan?
There are many types of CRE loans, which means you can qualify for CRE financing regardless of your credit score. To qualify, be sure to submit a complete application along with the required financial records. Our brokers can help you find a loan that’s right for you and help you apply.
Q. Can I get a CRE loan with bad credit?
Not all CRE loans require a high credit score to qualify. Hard money loans and SBA loans let you access CRE funding even with damaged credit. Ask our brokers to connect you with the right CRE lenders today.
Q. When is a CRE loan not a good fit?
You should only take out a CRE loan if you can afford to pay it back on time. If your business is in financial distress, a CRE loan may not be the best choice for you right now. Ask your broker how to manage your business credit wisely and position you to succeed moving forward.
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• CONTACT US
Let's Explore Your Funding Needs.
Our team is here to answer any questions and provide personalized guidance for your business’s financing needs. Whether you’re exploring options or need assistance with the application process, we’re just a message away. Reach out today and let us help you find the best financial solution for your business.